LIFE INSURANCE

Life insurance provides financial security to your family in case of your untimely demise, helps cover debts, and can also act as a tool for savings and investment. ULIPs Can Give upto around 45% return if opted for the right fund and plan. Which we will help you with.

No, The Maturity amount is Not taxable if the annual Premium is upto 5 lakhs and the premiums paid do not exceed 10% of the sum assured.

It depends on your needs. For pure protection, choose Term Insurance. For savings and protection, consider Endowment or ULIPs.

A general rule is 10–15 times your annual income or based on your family's future financial needs and liabilities. Rest depends on the lifestyle you wish your loved ones to live.

Most policies offer a grace period (30 days). If you don't pay within this time, the policy may lapse, but you can revive it by paying dues.